When submitting a risk to an underwriter, which detail is NOT required?

When submitting a risk to an underwriter, the details provided are essential for accurately assessing the risk and determining the appropriate terms and coverage. Among the options presented, marketing contacts are not a necessary detail for the underwriting process.

Underwriters primarily require specific risk-related information to evaluate the potential exposure and liability involved. Limits of indemnity inform the underwriter of the maximum amount that may be paid out under the policy, which is critical for risk assessment. The commencement date is equally important as it indicates when the coverage begins, influencing the underwriting timeline and the policy's conditions. The exact cover required helps the underwriter understand the specific needs of the insured and ensures that the coverage is tailored appropriately to the risk factors involved.

In contrast, marketing contacts, while useful in the context of business relations and communication, do not directly impact the underwriter’s ability to evaluate the risk. Thus, this detail can be deemed unnecessary during the underwriting submission process.